This page lists our accepted insurances, health plans, and forms of payment. *** To ensure our In-Network status with your specific Health Plan, please call your Health Plan and ask them specifically about Dr. Theresa Stigen. If they cannot confirm In-Network status for Dr. Stigen, then ask them about Mystical Rose Obstetrics and Gynecology (sometimes their systems use physician names, other times organization names). If your Health Plan confirms our In-Network status, ask them for a Call Reference number, and keep it for your records. If they cannot confirm our In-Network status, please contact our office at 760-983-4024 and let us know.

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PPO and POS:

  • Aetna
  • Anthem Blue Cross (Large Group PPOs only)
  • Blue Shield of California
  • Cigna
  • Multi-Plan/PHCS, including Medi-Share
  • TriCare Standard
  • United Health Care

HMO (Requires Primary Care Physician authorization):

  • Inland Valley IPA/Synermed
  • Regal Medical Group
  • TriCare Prime

Medicare and Medi-Cal:

  • Medicare Part B (Existing patients only; we are not accepting new Medi-Care patients)
  • Medi-Cal (Existing patients only; we are not accepting new Medi-Cal patients)

Medicare Part B HMO:

  • Regal Medical Group

If you don’t see your particular Health Plan listed, or if you have any other Health Plan-related questions, please contact our office to verify coverage.


If we are not contracted with your Health Plan, or if you do not have any Health Plan coverage, please call our office at 760-983-4024 for more information on our Self-Pay cash discounts. If you have a PPO plan that we are Out-of-Network for, we can bill them to utilize your Out-of-Network benefits, but we will still collect Self-Pay rates at the time of service. We accept cash, personal check, debit, and credit cards (MasterCard, Visa, Discover, and American Express). We are also familiar with Health Care Sharing Ministries such as Samaritan Ministries and Solidarity Healthshare, and we can provide you with any information you may need in order to help you process your Medical Need.